Croatia, Norway, and all Eurozone countries are Settle friendly. Regardless of your app store country (countries outside of EU), you can download and use Settle here:
Currently, Settle supports only domestic payments, but we are working to make cross-border payments available as well, very soon! :)
In case you have any questions or concerns, feel free to contact our friendly Settle support. If you are from Croatia or Cyprus, you can reach out to us in your local or English language. For other European countries, Settle support is available in English. Find more information about your local support here.
Also, you can download Settle here. :)