With Settle you chat privately in a secure way with anyone who has a mobile phone number. Just swipe to the “Conversations” screen, tap “New message” and select a contact. You can also enter a valid mobile phone number manually. Once a contact is selected you will see the “conversations feed” between you and the selected contact.
You can chat, add picture and video, use emojis and quickly send or request money using the + button.
If the chat recipient has not installed Settle, we will send them a notification about your message, invite them to download Settle to join the conversation. Note that invitations based on chat messages will only be sent once per contact you invite.