We love the Settle Account, and we would like you to love it as well. But we also believe in freedom of choice. So if you prefer that the money people send to your phone number is transferred automatically to your bank account, that's totally ok!
To change or configure your receiving account, just tap the profile icon in the top right corner on the “home” screen. Tap the option “Receiving accounts” and follow the instructions.
You can set your bank account as your receiving account, and you can flip back to the Settle Account whenever you want to.